Educational Resources

Retirement Planning Tips for Plan Sponsors and Participants

For Plan Sponsors

Why a 403(B)(9) Church Retirement Plan Is Generally Better Than a 401(K) Church Plan

Typically, 401(k) plans are used in the for-profit world and 403(b)(9) plans are strictly for churches or those with 501(c)(3) church status. However, there are 401(k) church plans. So which plan is best for your church?

ERISA and Non-ERISA Retirement Plans: What’s the Difference?

The retirement plan your organization offers is either ERISA or non-ERISA. And as a retirement plan fiduciary, it’s crucial that you know which category your plan is in.

Church Retirement Plans: Why 403(b)(9) Plans Are Best for Churches

403(b)(9) retirement plans are defined contributions plans designed for the specific needs of churches or those with 501(c)(3) church status. This means that there are a few distinctions that make the 403(b)(9) retirement plan ideal for churches.

5 Strategies to Help You Discover Your Purpose in Retirement

Putting money away for retirement is so much more than just being financially secure. When you discover your goals and dreams for retirement, saving actually becomes exciting and something you want to do, not just need to do.

Take Your Finances from Clutter to Clean

De-cluttering and organizing are necessary parts of life — especially if you want to eliminate stress and maximize productivity. So, what should you declutter? It could be anything from your home to your file drawers to yes, even your finances.

Practical Tips for Retirement Saving at All Life Stages

We’ve broken retirement planning strategies into three life stages (beginning, midway, and near retirement). However, before we get into these categories, it’s important to discuss the “heart” behind retirement.