Educational Resources

Retirement Planning Tips for Plan Sponsors and Participants

For Plan Sponsors

Is a 403(b) Retirement Plan Subject to ERISA or Non-ERISA?

There’s a federal law (called ERISA) that enforces standards for many retirement plans. But does it apply to 403(b) plans? Well, it depends.

Why 403(b)(9) Plans Are Ideal for Churches

403(b)(9) retirement plans are defined contributions plans designed for the specific needs of churches or those with 501(c)(3) church status. This means that there are a few distinctions that make the 403(b)(9) retirement plan ideal for churches.

The Main Differences Between a 403(b) and a 403(3)(b)(9) Retirement Plan

If you’re an organization with 501(c)(3) status, there are two top retirement plans that you may want to consider: a 403(b) and a 403(b)(9). Discover which option is best for you.

Estimate How Much You’ll Need to Save for Retirement with These Easy-to-Follow Strategies

Saving for retirement is probably one of the biggest financial goals people will make in their lifetime. Yet, more and more people are woefully underprepared for those later years. In fact, a recent survey estimates that a whopping 64% of Americans are not prepared to retire.

Should You Consider Biblically Responsible Investing for Your Retirement Plan?

More and more people are realizing that their investments directly support companies that may or may not align with their beliefs. So, if those companies or funds are endorsing practices or behaviors they’re adamantly against, then many consider it a problem. As a Christian, what does this mean for you?

What Should You Do When the Market Fluctuates?

If you’ve been investing money for any amount of time, you know the uneasiness you can feel when the markets are down. Thankfully, there are strategies to follow to make sure you’re set up for times like this.